Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.